WHAT'S UP DIGITAL LENDING?

Corporate bonded loans are an exciting alternative to pure loans and bonds for both SMEs and investors. Invented in Germany a long time ago and increasingly spreading throughout Europe, the ‘Schuldschein’ is classified as a bilateral loan, whereby the loan agreement also serves as a certificate of debt, providing legal proof in court. But there's more: The agreement is not a security within the meaning of MiFID or other regulations which avoids high complexity due to prospectus requirements and rating costs. Plus, you don't have to deal with lengthy contracts and covenants that are typical for loans. Not to mention...

The universe of digital private debt with impact is expanding throughout Europe. We have learned from our annual investor conference, the Digital Lending Summit, that an increasing number of people would like to get information about this appealing sub-asset class within Digital Lending. But they also want to hear more about the real impact, the risks and opportunities. In today’s episode four Fintech impact lenders from the Netherlands, Portugal, Spain and Sweden drop by the podcast and tell us their stories. We talk about different business models, market developments especially in times of Trump, liquidated USAid and tariffs, credit risk,...

The DLA meets the Swiss Marketplace Lending Association (SMLA) and discusses latest trends and predictions in Non-Bank Digital Lending from inside and outside the EU. What’s up on the borrower side and how is the investor side developing? What are the growth drivers of today and tomorrow? What is the current state of the Fintech Lender - bank relationship? How do the four high level speakers assess the current political and regulatory environment in Europe - and what ideas do they have for improvement?

Speakers: Stefan Pomberger, SMLA Board Member & Co-Founder & Head of Cosmofunding @ Vontobel; Matteo Bernadoni,...

Do you know what it feels like to go through a cyber attack and have everything turned upside down? No...? Then join our show. We will present a company that is still suffering from the consequences today. It's a valuable report that all fintech lenders should listen to. We will also talk about NIS2, DORA and CRA: about the scopes of application and their delimitation, implementation in practice and first hand experiences with the biggest challenges, a resilient ITC risk management and, of course, the best way to cope with a cyber attack - when all preventive measures have nevertheless...