WHAT'S UP DIGITAL LENDING?

This is the first podcast exclusively focusing on Non-Bank Digital Lending. We make a deep dive into the most important market developments, analyze opportunities for investors, and discuss the latest regulatory issues.

WHAT'S UP DIGITAL LENDING?

Latest episodes

#22 - Riding the Energy Wave - Regulated Infrastructure as the Next Big Thing?

#22 - Riding the Energy Wave - Regulated Infrastructure as the Next Big Thing?

46m 27s

Everyone is talking about the transformation of energy supply at the moment - but how can debt investors benefit from it? Ventus.energy’s CEO Henrijs Jansons drops by the podcast and provides an answer to this. The company from Latvia specializes in sustainable energy supply and acquires regulated infrastructure entities in the renewable energy and utilities sector. Set the sails - we're going on a trip to the Baltics, folks!
Speaker:
Henrijs Jansons, CEO @ Ventus.energy
Host:
Constantin Fabricius, Managing Director @ Digital Lending Association
Please note: The content of this podcast is expressly not to be considered investment advice, but...

#21: ‘Honey, I Shrunk the Portfolio!’ - Why Backup Servicing Matters

#21: ‘Honey, I Shrunk the Portfolio!’ - Why Backup Servicing Matters

26m 0s

Currently, more and more investors fear they will never see their money again. The number of shakeouts in the market continues to rise. The Grey Capital Market is particularly affected. That is why we are talking today with a senior expert about the proper management of operational and financial crisis situations in which it is no longer possible for a Non-Bank Digital Lender (NBDL) to continue operating.

Here the back-up servicer steps in. They secure the loan portfolio and keep business operations running. If this process is set up neatly from the outset, everyone benefits: the borrowers, the investors, and...

#20: Embedded SME Lending in Times of Open Finance - Transforming the Digital Value Chain

#20: Embedded SME Lending in Times of Open Finance - Transforming the Digital Value Chain

53m 50s

In this episode, we welcome three seasoned experts from the world of embedded lending, each bringing their own unique perspective to the table: a Non-Bank Digital Lender (NBDL), a service provider, and a consultant. Today, we are taking a different look at the topic because, until now, the focus has always been on what it means for banks. But there is so much more to it than that, considering that NBDLs originate their own loans and were born with a digital DNA.

Embedded lending has the potential to blow up established structures - with significant opportunities and risks for all...

#19: Digital Consumer Lending - Opportunities & Risks in a € 700 Billion Market

#19: Digital Consumer Lending - Opportunities & Risks in a € 700 Billion Market

62m 18s

It's already been more than two years since we last talked about consumer lending in our very first show. Time for a new episode! Today, we will be discussing current market developments, returns and defaults, the competition between banks and Non-Bank Digital Lenders (NBDL), as well as financial consumer protection. The new Consumer Credit Directive (CCD) places an even stronger focus than ever before on over-indebtedness and credit risk management. It also paves the way for an EU-wide regulation of digital consumer credit in order to better protect investors. So it's pretty cool that we're not just talking to two...