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The DLA meets the Swiss Marketplace Lending Association (SMLA) and discusses latest trends and predictions in Non-Bank Digital Lending from inside and outside the EU. What’s up on the borrower side and how is the investor side developing? What are the growth drivers of today and tomorrow? What is the current state of the Fintech Lender - bank relationship? How do the four high level speakers assess the current political and regulatory environment in Europe - and what ideas do they have for improvement?

Speakers: Stefan Pomberger, SMLA Board Member & Co-Founder & Head of Cosmofunding @ Vontobel; Matteo Bernadoni,...

Do you know what it feels like to go through a cyber attack and have everything turned upside down? No...? Then join our show. We will present a company that is still suffering from the consequences today. It's a valuable report that all fintech lenders should listen to. We will also talk about NIS2, DORA and CRA: about the scopes of application and their delimitation, implementation in practice and first hand experiences with the biggest challenges, a resilient ITC risk management and, of course, the best way to cope with a cyber attack - when all preventive measures have nevertheless...

By using modern credit technology Digital Lenders are able to go beyond. Additional risk data scooped by way of Open Finance and Artificial Intelligence allow to serve the unserved who might otherwise have been overlooked. Thus, fintechs are able to do their bit for the supply of private credit in Europe. But how deep is it worth to drill into the customers' data? Which role plays transparency and data quality? Which combination of technology and human involvement makes sense to avoid disparities in hybrid models - can a fair line be determined where potential harm outweighs benefits? How exactly does...

In this episode, we will take a deep dive at the beginning of the value chain and find out what ensures fast and secure lending since onboarding is one of the most important parts of the lending process. If you mess up here, you risk high dropout rates and poor margins. Hence, how can Digital Lenders design their onboarding in a way that ensures they don't have to compromise on the quality of their identity checks, KYC/AML requirements and a good customer experience? What are the trends, risks and opportunities? Which technological approaches should lenders be aware of and how...

Join us as we delve into the vibrant intersection of music, ABS and tokenization. In this enlightening talk we discuss the securitization of cash flows from music rights introducing investors to an appealing sub asset class within Digital Debt. We also discuss Taylor Swift's impact on credit risk assessment. This episode moves beyond the usual conversations offering a visionary look at the innovation power driving the future of Fintech Lending.

Speakers: Daniel Maier, Founder & CEO of Chartered InvestmentJan Denecke, Founder & CEO of twelveXtwelve

Host: Constantin Fabricius, Managing Director of Digital Lending Association

Please note: The content of this...

Welcome to the 2nd season. On today’s show #11 we publish panel no. 2 at the “What’s Up Digital Lending?” conference in Frankfurt, Germany, on April 24, 2024. It’s a top-class investor panel discussing latest trends, risks and returns.

Speakers: Daniel Dobrev (Director, Speciality Finance, Fortress Investment Group), Conor Sheehy (Head of Warehousing EMEA, HSBC Innovation Banking), Michael Stott (Managing Director, Waterfall Asset Management), René Trautner (Director, Deutsche Bank), and Sebastian Walf (Managing Director, Head of Asset-Backed Securities EMEA, Citi)

Moderator: Jördis Heckt-Harbeck (Counsel, Linklaters)

Please note: The content of this podcast is expressly not to be considered investment advice,...

In the latest episode of our show, we take a look ahead and chat about the state of Digital Lending in 2024 against the backdrop of a mixed economic outlook and interest rate uncertainties. We delve into capital costs, profitability and data, among other things. The podcast also dives deep into Basel3, Open Finance, AI, and the future prospects of Crowdlending.

Guests: Patrick Stäuble, Founder & CEO of Teylor AG, Maik Taro Wehmeyer, Co-Founder & CEO of Taktile, Andreas Wolf, Member of the Management Board with Raisin Bank

Host: Constantin Fabricius, Managing Director of the Digital Lending Association

Please note:...

South-African Dean Hastie drops by the podcast to talk about revenue based finance in harsh times for start ups. How does it work? What are the advantages between traditional lending and VC?

Guest: Dean Hastie, Co-Founder & CEO, Tapline

Host: Constantin Fabricius, Managing Director, Digital Lending Association

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The very first podcast with a fintech lender from Latvia. In this episode we talk to Paul Melamed, Co-Founder of INDEMO as well as CEO and Senior Partner of Aquarium Investments, one of INDEMO’s shareholders. INDEMO enables investments in discounted debts with a focus on Spain. Beyond that INDEMO belongs to the increasing group of regulated Digital Lenders as it owns a MiFID license. Listen in and find out what’s up in Latvia and Spain.

Guest: Paul Melamed, Co-Founder of INDEMO, CEO & Senior Partner of Aquarium Investments

Host: Constantin Fabricius, Managing Director, Digital Lending Association

Please note: The content...

Welcome to our first podcast with a British fintech lender. In this episode we talk to Ali Celiker, CEO of BRITISH PEARL and Chairman of the Association of Real Estate Investment Platforms (AREIP) - both located in London. In the first part we dive deep into BRITISH PEARL and the real estate market. In the second part of the podcast we talk about AREIP, what the members are hoping to get across with it and the development of industry standards for more trust and quality in the ecosystem. Listen in and find out what’s up in Great Britain.

Guest: Ali...